Is the Equator system any better than just calling the negotiator? My short answer is "NO!" I grant you that the equator system is more organized and for a type "A" personality like me that's good, but they have many of the same problems. They do NOT respond on time and provide you with false or misleading information. The entire system needs to improve, but I don't see that happening soon. I still predict that we are in this mess for five more years and I hope that I am wrong.
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